Keep more of your hard-earned money for retirement while moving into a smarter, easier home.
Keep $63,000 or more in Your Super – Instead of Losing It to Stamp Duty
When you downsize through PIHA, a registered charity can pay your stamp duty for you. On a $1.1 million property, that can mean around $63,000 stays in your pocket – not the government’s.
Downsizing should improve your future – not drain your savings.
With this program:
The program is anchored to ATO downsizer rules (55+), limited to PIHA-aligned apartments, and protected by
holding periods and clawback provisions. It stands up to scrutiny from buyers, solicitors, accountants, and
family advisers.
This offer is currently available on selected properties in Pickett St, Footscray.
When employing the SHARED EQUITY strategy with Platypus, you retain full control of all rental income generated including tax concessions.
Utilizing a SMSF (Self Managed Super Fund), you may leverage your Super Guarantee Contributions from your employer to reduce your mortgage and fortify your asset through pre-tax payments.
If you are currently renting, you might be to someone else’s property investment. Through our SHARED EQUITY program, you can redirect your funds towards creating your own wealth through property ownership.
Furthermore, you can claim back all depreciation permitted by the ATO on the construction costs of your new home, allowing you to save on taxes while simultaneously building your wealth. By seizing this opportunity, you can effectively redirect your tax SAVINGS for your own financial benefit, rather than the ATO.
The price of the property is locked in while you enhance your equity and capitalize on any increases in property value during the construction phase. For example, a 6% increase on a $550,000 property could yield an additional $33,000 annually! Which is entirely yours to keep as equity even before you settle. This potentially generates 100% on your deposit.
It differentiates your listing without discounting, instead of competing on price cuts or cosmetic incentives, you can
say:
“This apartment qualifies for full stamp duty relief for eligible downsizers.”
That’s a real cash saving, not marketing fluff – and difficult for competing projects to replicate.
When stamp duty is removed, the downsizing equation works. Retirement balance sheets improve, buyers move
faster, and decisions are made sooner, resulting in shorter time on market and fewer stalled negotiations.