ABN 7765 4195 445   

Downsize Without Paying Stamp Duty

Keep more of your hard-earned money for retirement while moving into a smarter, easier home.

Keep $63,000 or more in Your Super – Instead of Losing It to Stamp Duty

When you downsize through PIHA, a registered charity can pay your stamp duty for you. On a $1.1 million property, that can mean around $63,000 stays in your pocket – not the government’s.

WHAT YOU GET

  • Your stamp duty paid by a registered charity
  • A clear, simple downsizing process
  • More of your sale proceeds kept for retirement
  • A modern, low-maintenance home that suits your lifestyle today

HOW THIS CHANGES YOUR LIFE FOR THE BETTER

Downsizing should improve your future – not drain your savings.

With this program:

  • The money saved on stamp duty stays in your super fund
  • Your retirement nest egg remains stronger
  • You can reduce ongoing living costs
  • You move forward financially, not backwards

This is about protecting the wealth you’ve spent years building.

The program is anchored to ATO downsizer rules (55+), limited to PIHA-aligned apartments, and protected by
holding periods and clawback provisions. It stands up to scrutiny from buyers, solicitors, accountants, and
family advisers.

HOW YOU GET IT

  1. Check your eligibility with PIHA
  2. Choose an eligible property
  3. The charity pays your stamp duty at settlement

AVAILABLE RIGHT NOW IN FOOTSCRAY

This offer is currently available on selected properties in Pickett St, Footscray.

HOW IT WORKS - THREE EASY STEPS

  1. Talk to PIHA about your situation
  2. Confirm eligibility for the stamp duty program
  3. Settle into your new home with the stamp duty paid for you

It’s compliant and defensible

1

Benefits of Shared Equity for investment

When employing the SHARED EQUITY strategy with Platypus, you retain full control of all rental income generated including tax concessions.

2

Utilising your SMSF for investor

Utilizing a SMSF (Self Managed Super Fund), you may leverage your Super Guarantee Contributions from your employer to reduce your mortgage and fortify your asset through pre-tax payments.

3

Redirect your funds towards property ownership to create wealth hared Equity for investment

If you are currently renting, you might be to someone else’s property investment. Through our SHARED EQUITY program, you can redirect your funds towards creating your own wealth through property ownership.

4

Save on taxes while building wealth (for investors)

Furthermore, you can claim back all depreciation permitted by the ATO on the construction costs of your new home, allowing you to save on taxes while simultaneously building your wealth. By seizing this opportunity, you can effectively redirect your tax SAVINGS for your own financial benefit, rather than the ATO.

5

Property price is locked in

The price of the property is locked in while you enhance your equity and capitalize on any increases in property value during the construction phase. For example, a 6% increase on a $550,000 property could yield an additional $33,000 annually! Which is entirely yours to keep as equity even before you settle. This potentially generates 100% on your deposit.


It differentiates your listing without discounting, instead of competing on price cuts or cosmetic incentives, you can
say:

“This apartment qualifies for full stamp duty relief for eligible downsizers.”

That’s a real cash saving, not marketing fluff – and difficult for competing projects to replicate.

When stamp duty is removed, the downsizing equation works. Retirement balance sheets improve, buyers move
faster, and decisions are made sooner, resulting in shorter time on market and fewer stalled negotiations.

ENQUIRY FORM INFORMATION

Find Out If You Qualify - No Obligation